INDICES DE REFERENCIA DEL MERCADO HIPOTECARIO     Serie histórica (%)      
(Actualizada)
INDICES DE REFERENCIA OFICIALES
OTRAS REF.
Periodo
Tipo medio préstamos hipo. adquisición de vivienda libre
Referencias Interbancarias
IRS
5 años(2)
Deuda
Tipo medio préstamos hipo. a más de 3 años adq.vivienda libre
CECA(3)
A.H.E.
Ced.
A más de tres años
T.ENT. ESPAÑA
ZONA EURO(2)
Euribor
Mibor (1)
Bancos(3)
Cajas(3)
1986 Ene - - - - - - - - - - -
  Feb - - - - - - - - - - -
Mar - - - - - - - - - 14,500 -
Abr - - - - - - - - - - -
May - - - - - - - - - - -
Jun - - - - - - - - - 14,250 -
Jul - - - - - - - - - - -
Ago - - - - - - - - - - 9,510
Sep - - - - - - - - - 14,000 9,420
Oct - - - - - - - - - - 9,370
Nov - - - - - - - - - - 8,970
Dic - - - - - - - - - 13,500 8,970
1987 Ene - - - - - - - - - - 8,970
  Feb - - - - - - - - - - 8,980
Mar - - - - - - - - - 13,000 8,950
Abr - - - - - - - - - - 8,950
May - - - - - - - - - - 9,260
Jun - - - - - - - - - 13,500 9,840
Jul - - - - - - - - - - 9,850
Ago - - - - - - - - - - 9,850
Sep - - - - - - - - - 13,500 10,130
Oct - - - - - - - - - - 9,970
Nov - - - - - - - - - - 10,570
Dic - - - - - - - - - 13,500 10,100
1988 Ene - - - - - - - - - - 10,130
  Feb - - - - - - - - - - 10,390
Mar - - - 11,030 - - - - 13,750 13,250 10,480
Abr - - - 10,953 - - - - 13,750 - 10,360
May - - - 11,279 - - - - 13,625 - 10,180
Jun - - - 10,588 - - - - 13,625 13,000 10,420
Jul - - - 10,866 - - - - 13,500 - 10,170
Ago - - - 11,039 - - - - 13,375 - 9,950
Sep - - - 11,599 - - - - 13,250 12,750 9,840
Oct - - - 12,842 - - - - 13,750 - 10,000
Nov - - - 13,024 - - - - 13,375 - 10,020
Dic - - - 13,907 - - - - 13,250 12,750 10,110
1989 Ene - - - 14,788 - - - - 13,750 - 10,380
  Feb - - - 14,996 - - - - 13,500 - 10,380
Mar - - - 15,522 - - - - 13,750 13,250 10,560
Abr - - - 15,072 - 13,172 - - 13,875 - 10,510
May - - - 14,983 - 13,395 - - 14,000 - 10,530
Jun - - - 14,965 - 13,568 - - 14,000 13,250 10,550
Jul - - - 15,250 - 13,661 - - 14,125 - 10,560
Ago - - - 15,047 - 13,711 - - 14,500 - 10,550
Sep - - - 14,766 - 13,741 - - 14,500 14,500 11,050
Oct - - - 14,717 - 13,779 - - 14,750 - 11,350
Nov - - - 15,212 - 13,833 - - 14,875 - 11,590
Dic - - - 15,896 - 13,940 - - 14,750 15,000 11,310
1990 Ene - - - 15,643 - 14,064 - - 14,875 - 13,150
  Feb - - - 15,703 - 14,211 - - 15,000 - 13,190
Mar - - - 15,786 - 14,401 - - 15,250 15,250 13,260
Abr - - - 15,446 - 14,556 - - 15,375 - 13,850
May - - - 15,461 - 14,665 - - 15,500 - 14,270
Jun - - - 15,260 - 14,646 - - 15,500 15,250 14,430
Jul - - - 15,200 - 14,638 - - 15,625 - 14,460
Ago - - - 15,317 - 14,646 - - 15,625 - 14,500
Sep - - - 15,714 - 14,688 - - 15,625 15,250 14,500
Oct - - - 15,319 - 14,701 - - 15,625 - 14,500
Nov 16,770 - - 15,197 - 14,696 17,180 16,290 15,875 - 14,490
Dic 16,660 - - 15,268 - 14,706 16,840 16,280 16,000 15,250 14,430
1991 Ene 16,920 - - 15,292 - 14,718 17,200 16,570 16,000 - 12,330
  Feb 16,760 - - 14,585 - 14,631 17,170 16,220 15,875 - 12,420
Mar 16,760 - - 13,590 - 14,237 17,120 16,250 15,750 15,000 12,250
Abr 16,540 - - 13,136 - 13,912 16,900 16,100 15,750 - 12,120
May 16,330 - - 12,519 - 13,463 16,370 16,170 15,750 - 11,860
Jun 15,930 - - 12,233 - 13,043 16,130 15,710 15,375 13,500 11,460
Jul 15,730 - - 12,646 - 12,619 15,760 15,690 15,125 - 11,290
Ago 15,620 - - 12,656 - 12,289 15,910 15,280 15,000 - 11,110
Sep 15,740 - - 12,274 - 12,053 16,040 15,550 15,125 13,250 10,780
Oct 15,450 - - 12,436 - 11,892 15,620 15,280 14,875 - 10,560
Nov 15,460 - - 12,682 - 11,890 15,780 15,160 14,875 - 10,470
Dic 15,210 - - 12,925 - 11,906 15,670 14,750 14,500 13,000 10,640
1992 Ene 15,210 - - 12,761 - 11,821 15,580 14,910 14,625 - 10,640
  Feb 15,120 - - 12,572 - 11,722 15,580 14,930 14,625 - 10,700
Mar 15,000 - - 12,528 - 11,701 15,170 14,850 14,625 12,750 10,680
Abr 14,820 - - 12,567 - 11,691 15,000 14,660 14,375 - 10,590
May 14,930 - - 12,485 - 11,627 15,180 14,620 14,500 - 10,640
Jun 14,730 - - 12,794 - 11,638 14,940 14,510 14,250 12,750 10,520
Jul 14,760 - - 13,137 - 11,824 15,070 14,430 14,250 - 10,520
Ago 14,920 - - 13,892 - 12,107 15,230 14,490 14,375 - 10,470
Sep 14,960 - - 14,173 - 12,483 15,340 14,530 14,500 13,000 10,330
Oct 15,150 - - 14,173 - 12,875 15,660 14,640 14,625 - 10,270
Nov 15,240 - - 14,119 - 13,128 15,600 14,830 14,625 - 10,160
Dic 15,410 - - 14,507 - 13,337 15,720 14,980 14,625 13,500 10,510
1993 Ene 15,440 - - 13,843 - 13,351 15,920 15,000 14,875 - 11,040
  Feb 15,420 - - 13,051 - 13,146 15,910 14,940 14,750 - 11,140
Mar 15,260 - - 13,245 - 12,814 15,680 14,760 14,750 13,250 11,110
Abr 15,180 - - 13,028 - 12,442 15,550 14,800 14,750 - 10,930
May 14,890 - - 11,963 - 12,077 15,140 14,710 14,625 - 10,990
Jun 14,280 - - 10,409 - 11,541 14,480 14,150 14,000 11,250 10,480
Jul 13,860 - - 10,221 - 11,067 14,180 13,670 13,075 - 10,060
Ago 13,780 - - 9,784 - 10,563 14,060 13,560 13,625 - 9,990
Sep 13,420 - - 9,334 - 10,016 13,640 13,370 13,500 10,750 9,610
Oct 12,740 - - 9,102 - 9,475 12,570 12,910 13,000 - 9,180
Nov 12,030 - - 8,742 - 9,000 11,910 12,480 12,750 - 8,870
Dic 11,730 - - 8,238 - 8,507 11,563 12,165 12,375 9,000 8,300
1994 Ene 11,351 - - 8,090 - 8,236 11,379 11,438 12,125 - 8,070
  Feb 11,079 - - 8,139 - 8,270 10,985 11,425 12,000 - 8,013
Mar 10,792 - - 8,041 - 7,959 10,565 11,143 11,500 8,500 7,898
Abr 10,535 - - 7,879 - 7,966 10,313 10,820 11,250 - 7,861
May 10,277 - - 7,835 - 8,069 9,952 10,606 11,000 - 7,847
Jun 10,124 - - 8,198 - 8,363 9,742 10,484 11,000 9,000 7,112
Jul 10,046 - - 8,345 - 8,748 9,855 10,232 10,625 - 6,805
Ago 10,101 - - 8,482 - 9,179 9,950 10,275 11,000 - 6,805
Sep 10,129 - - 8,875 - 9,604 9,955 10,216 10,875 9,250 7,026
Oct 10,229 - - 8,970 - 9,969 10,062 10,282 10,875 - 7,057
Nov 10,071 - - 9,019 - 10,287 9,784 10,304 11,000 - 7,114
Dic 10,255 - - 9,445 - 10,531 10,115 10,378 10,875 9,750 7,755
1995 Ene 10,831 - - 10,422 - 10,793 10,343 10,432 11,250 - 8,071
  Feb 10,610 - - 9,942 - 10,976 10,631 10,584 11,375 - 8,132
Mar 10,875 - - 10,506 - 11,187 10,913 10,806 11,625 10,000 8,599
Abr 10,997 - - 10,409 - 11,327 10,943 11,014 11,750 - 9,049
May 11,186 - - 10,300 - 11,416 11,356 11,006 11,875 - 9,187
Jun 11,155 - - 10,363 - 11,468 11,265 11,026 11,875 10,250 8,921
Jul 11,217 - - 10,272 - 11,388 11,328 11,028 11,875 - 9,183
Ago 11,385 - - 9,982 - 11,287 11,560 11,151 12,125 - 9,235
Sep 11,303 - - 9,572 - 11,011 11,422 11,166 12,125 10,250 9,245
Oct 11,156 - - 9,634 - 10,828 11,222 11,037 12,125 - 8,986
Nov 11,135 - - 9,430 - 10,653 11,236 11,018 11,875 - 9,080
Dic 11,010 - - 9,136 - 10,365 11,157 10,803 11,750 9,750 8,977
1996 Ene 10,810 - - 8,659 - 9,997 10,733 10,834 11,625 - 8,714
  Feb 10,561 - - 8,473 - 9,695 10,507 10,598 11,500 - 8,714
Mar 10,284 - - 8,365 - 9,470 10,152 10,364 11,250 9,250 8,346
Abr 10,045 - - 7,585 - 9,129 9,985 10,064 11,000 - 7,664
May 9,729 - - 7,419 - 8,820 9,541 9,897 10,750 - 7,363
Jun 9,392 - - 7,276 - 8,592 9,133 9,644 10,625 8,250 7,956
Jul 9,195 - - 7,201 - 8,364 9,009 9,369 10,250 - 7,361
Ago 9,057 - - 7,269 - 8,172 8,957 9,143 10,375 - 7,342
Sep 8,938 - - 6,975 - 7,916 8,813 9,053 10,000 7,750 7,368
Oct 8,813 - - 6,668 - 7,654 8,740 8,905 9,875 - 7,231
Nov 8,444 - - 6,388 - 7,397 8,289 8,649 9,500 - 7,200
Dic 8,174 - - 5,994 - 7,098 8,025 8,345 9,250 7,250 5,750
1997 Ene 7,867 - - 5,491 - 6,738 7,573 8,255 9,000 - 5,598
  Feb 7,604 - - 5,580 - 6,387 7,337 7,922 8,625 - 5,469
Mar 7,379 - - 5,788 - 6,155 7,216 7,568 8,500 6,250 5,156
Abr 7,195 - - 5,504 - 5,981 7,068 7,355 8,250 - 4,970
May 7,104 - - 5,170 - 5,815 6,971 7,266 8,000 - 4,766
Jun 6,820 - - 5,101 - 5,680 6,717 6,949 7,875 5,750 4,454
Jul 6,715 - - 5,125 - 5,600 6,624 6,824 7,625 - 4,240
Ago 6,584 - - 5,211 - 5,552 6,489 6,687 7,750 - 4,211
Sep 6,518 - - 4,990 - 5,410 6,463 6,580 7,625 5,500 4,252
Oct 6,509 - - 4,985 - 5,282 6,384 6,662 7,500 - 4,097
Nov 6,385 - - 4,807 - 5,230 6,252 6,537 7,375 - 3,963
Dic 6,255 - - 4,623 - 5,167 6,196 6,328 7,250 5,500 3,972
1998 Ene 6,115 - - 4,421 - 5,086 5,988 6,268 7,375 - 4,401
  Feb 5,980 - - 4,325 - 4,947 5,879 6,099 7,125 - 4,050
Mar 5,896 - - 4,161 - 4,823 5,827 5,978 7,000 5,000 3,988
Abr 5,776 - - 4,215 - 4,707 5,659 5,906 6,750 - 3,974
May 5,700 - - 4,220 - 4,613 5,603 5,817 7,000 - 3,904
Jun 5,636 - - 4,191 - 4,547 5,545 5,744 6,750 4,750 3,871
Jul 5,592 - - 4,137 - 4,508 5,513 5,690 6,750 - 3,864
Ago 5,628 - - 4,066 - 4,464 5,572 5,697 6,875 - 3,851
Sep 5,548 - - 3,830 - 4,374 5,439 5,680 6,750 4,750 3,845
Oct 5,495 - - 3,635 - 4,245 5,428 5,575 6,625 - 3,734
Nov 5,296 - - 3,618 - 4,055 5,176 5,440 6,375 - 3,517
Dic 5,150 - - 3,240 - 3,865 5,052 5,265 6,125 4,250 3,484
1999 Ene 5,131 - 3,062 3,065 - 3,658 5,015 5,262 6,375 - 3,191
  Feb 4,950 - 3,030 3,035 - 3,513 4,787 5,147 6,125 - 3,157
Mar 4,816 - 3,046 3,031 - 3,435 4,654 5,007 6,000 4,000 3,792
Abr 4,787 - 2,759 2,709 - 3,349 4,599 4,997 5,875 - 3,867
May 4,644 - 2,683 2,656 - 3,272 4,454 4,861 5,875 - 3,874
Jun 4,502 - 2,836 2,780 - 3,310 4,296 4,733 5,625 3,500 3,895
Jul 4,435 - 3,030 3,018 - 3,442 4,263 4,626 5,625 - 4,109
Ago 4,471 - 3,237 3,233 - 3,599 4,316 4,648 5,750 - 3,849
Sep 4,545 - 3,301 3,260 - 3,758 4,436 4,666 5,750 3,500 4,689
Oct 4,665 - 3,684 3,607 - 4,004 4,578 4,762 5,875 - 4,893
Nov 4,807 - 3,689 3,659 - 4,217 4,772 4,847 5,750 - 4,863
Dic 4,940 - 3,826 3,806 - 4,397 4,876 5,016 5,875 4,000 4,877
2000 Ene 5,040 - 3,949 3,924 - 4,561 4,997 5,087 6,125 - 4,911
  Feb 5,166 - 4,111 4,099 - 4,689 5,118 5,217 6,250 - 5,117
Mar 5,231 - 4,267 4,259 - 4,795 5,173 5,296 6,125 4,250 5,179
Abr 5,353 - 4,365 4,348 - 4,826 5,320 5,391 6,125 - 4,164
May 5,522 - 4,849 4,847 - 4,965 5,490 5,557 6,375 - 5,194
Jun 5,703 - 4,965 4,959 - 5,054 5,653 5,753 6,500 4,500 5,099
Jul 5,891 - 5,105 5,097 - 5,115 5,883 5,899 6,750 - 5,072
Ago 6,029 - 5,248 5,247 - 5,180 5,977 6,080 7,000 - 5,145
Sep 6,232 - 5,219 5,208 - 5,251 6,238 6,227 7,000 5,000 5,613
Oct 6,284 - 5,218 5,212 - 5,299 6,163 6,402 7,135 - 5,613
Nov 6,348 - 5,193 5,188 - 5,287 6,224 6,471 7,125 - 5,647
Dic 6,371 - 4,881 4,889 - 5,241 6,260 6,485 7,000 5,250 5,425
2001 Ene 6,390 - 4,564 4,564 - 5,122 6,248 6,532 7,250 - 5,448
  Feb 6,280 - 4,591 4,582 - 5,000 6,128 6,433 7,000 - 5,448
Mar 6,147 - 4,471 4,469 - 4,859 5,971 6,323 6,875 5,250 3,940
Abr 6,025 - 4,481 4,460 - 4,751 5,814 6,241 6,875 - 5,031
May 5,926 - 4,520 4,499 - 4,661 5,757 6,099 6,750 - 4,758
Jun 5,806 - 4,312 4,310 - 4,618 5,640 5,971 6,750 5,000 5,157
Jul 5,768 - 4,311 4,310 - 4,610 5,634 5,908 6,625 - 5,157
Ago 5,723 - 4,108 4,107 - 4,571 5,587 5,852 6,625 - 5,157
Sep 5,627 - 3,770 3,771 - 4,519 5,480 5,772 6,625 4,500 5,157
Oct 5,390 - 3,369 3,366 - 4,401 5,206 5,582 6,500 - 4,510
Nov 5,190 - 3,198 3,196 - 4,243 5,009 5,372 6,125 - 4,642
Dic 4,852 - 3,298 3,286 - 4,159 4,685 5,027 5,750 3,750 3,950
2002 Ene 4,737 - 3,483 3,475 - 4,090 4,562 4,912 6,000 - 3,950
  Feb 4,768 - 3,594 3,581 - 4,065 4,650 4,887 5,875 - 4,579
Mar 4,785 - 3,816 3,799 - 4,131 4,695 4,874 5,875 3,750 4,870
Abr 4,860 - 3,860 3,857 - 4,247 4,799 4,919 5,750 - 5,459
May 4,985 - 3,963 3,948 - 4,401 4,917 5,052 6,000 - 5,459
Jun 4,995 - 3,869 3,862 - 4,453 4,925 5,062 6,000 4,000 5,459
Jul 5,009 - 3,645 3,643 - 4,448 4,916 5,100 5,875 - 5,459
Ago 4,999 - 3,440 3,437 - 4,360 4,883 5,103 6,000 - 5,773
Sep 4,818 - 3,236 3,241 - 4,203 4,698 4,925 6,125 3,750 4,125
Oct 4,690 - 3,126 3,127 - 4,027 4,542 4,815 5,750 - 4,300
Nov 4,517 - 3,017 3,020 - 3,857 4,408 4,609 5,750 - 4,333
Dic 4,380 - 2,872 2,878 - 3,703 4,253 4,490 5,500 3,250 4,333
2003 Ene 4,252 - 2,705 2,703 - 3,520 4,190 4,307 5,625 - 4,313
  Feb 4,146 - 2,504 2,513 - 3,364 4,053 4,225 5,375 - 4,172
Mar 3,976 - 2,411 2,420 - 3,242 3,878 4,068 5,250 3,000 3,988
Abr 3,886 - 2,447 2,458 - 3,144 3,825 3,941 5,125 - 3,913
May 3,823 - 2,252 2,253 - 2,990 3,764 3,876 5,125 - 3,889
Jun 3,707 - 2,014 2,033 - 2,822 3,617 3,787 4,875 2,500 3,889
Jul 3,541 - 2,076 2,082 - 2,745 3,457 3,619 4,750 - 3,742
Ago 3,470 - 2,279 2,279 - 2,777 3,381 3,548 5,000 - 3,865
Sep 3,428 - 2,258 2,263 - 2,803 3,335 3,518 5,000 2,250 4,227
Oct 3,442 - 2,303 2,299 - 2,822 3,343 3,532 4,875 - 4,131
Nov 3,432 - 2,410 2,409 - 2,904 3,310 3,539 4,875 - 4,091
Dic 3,458 - 2,381 2,383 - 3,023 3,374 3,533 4,625 2,250 4,018
2004 Ene 3,475 - 2,216 2,220 - 3,096 3,358 3,572 5,000 - 4,022
  Feb 3,446 - 2,163 2,166 - 3,107 3,342 3,533 4,875 - 3,973
Mar 3,358 - 2,055 2,056 - 3,082 3,241 3,460 4,625 2,250 3,784
Abr 3,279 - 2,163 2,164 - 3,086 3,165 3,384 4,625 - 3,672
May 3,255 - 2,297 2,297 - 3,086 3,144 3,351 4,750 - 3,668
Jun 3,307 - 2,404 2,405 - 3,127 3,245 3,362 4,625 2,250 3,657
Jul 3,323 - 2,361 2,367 - 3,153 3,252 3,388 4,625 - 3,841
Ago 3,392 - 2,302 2,305 - 3,142 3,335 3,441 4,875 - 3,859
Sep 3,367 - 2,377 2,377 - 3,169 3,286 3,436 4,750 2,250 4,301
Oct 3,332 - 2,316 2,317 - 3,136 3,235 3,419 4,750 - 4,301
Nov 3,383 - 2,328 2,330 - 3,076 3,314 3,445 4,625 - 3,927
Dic 3,349 - 2,301 2,306 - 2,966 3,265 3,424 4,375 2,250 3,926
2005 Ene 3,334 - 2,312 2,314 - 2,892 3,236 3,422 4,500 - 3,477
  Feb 3,332 - 2,310 2,308 - 2,835 3,234 3,416 4,500 - 3,597
Mar 3,343 - 2,335 2,333 - 2,800 3,265 3,411 4,375 2,250 3,534
Abr 3,325 - 2,265 2,270 - 2,773 3,215 3,419 4,375 - 3,534
May 3,318 - 2,193 2,195 - 2,727 3,203 3,417 4,500 - 3,661
Jun 3,270 - 2,103 2,105 - 2,665 3,164 3,365 4,375 2,250 3,609
Jul 3,196 - 2,168 2,167 - 2,605 3,064 3,312 4,500 - 3,625
Ago 3,190 - 2,223 2,225 - 2,577 3,072 3,293 4,625 - 3,450
Sep 3,197 - 2,220 2,223 - 2,518 3,087 3,292 4,500 2,250 3,250
Oct 3,225 - 2,414 2,415 - 2,511 3,125 3,313 4,500 - 3,250
Nov 3,264 - 2,684 2,679 - 2,583 3,173 3,342 4,500 - 3,224
Dic 3,404 - 2,783 2,780 - 2,687 3,330 3,471 4,500 2,500 2,150
2006 Ene 3,591 - 2,833 2,824 - 2,781 3,520 3,651 4,750 - 2,150
  Feb 3,701 - 2,914 2,914 - 2,877 3,642 3,751 4,750 - 2,150
Mar 3,756 - 3,105 3,106 - 3,032 3,682 3,821 4,750 2,750 3,473
Abr 3,852 - 3,221 3,219 - 3,161 3,758 3,938 4,875 - 3,369
May 4,048 - 3,308 3,306 - 3,262 4,002 4,088 4,875 - 3,389
Jun 4,132 - 3,401 3,399 - 3,374 4,005 4,200 4,875 3,250 3,433
Jul 4,229 - 3,539 3,533 - 3,496 4,163 4,287 5,125 - 3,575
Ago 4,355 - 3,615 3,614 - 3,582 4,320 4,386 5,375 - 3,575
Sep 4,451 - 3,715 3,709 - 3,630 4,377 4,515 5,250 3,500 3,552
Oct 4,562 - 3,799 3,791 - 3,650 4,521 4,598 5,250 - 4,119
Nov 4,645 - 3,864 3,858 - 3,666 4,622 4,664 5,250 - 4,119
Dic 4,753 - 3,921 3,915 - 3,682 4,738 4,765 5,125 3,750 4,168
2007 Ene 4,811 - 4,064 4,052 - 3,727 4,780 4,837 5,375 - 3,763
  Feb 4,890 - 4,094 4,093 - 3,786 4,854 4,920 5,500 - 3,763
Mar 4,975 - 4,106 4,104 - 3,836 4,943 5,001 5,500 4,000 3,972
Abr 5,008 - 4,253 4,248 - 3,907 4,950 5,060 5,500 - 3,700
May 5,092 - 4,373 4,370 - 4,013 5,054 5,124 5,625 - 3,848
Jun 5,190 - 4,505 4,498 - 4,139 5,135 5,238 5,625 4,250 4,289
Jul 5,326 - 4,564 4,563 - 4,236 5,283 5,362 5,750 - 4,520
Ago 5,422 - 4,666 4,670 - 4,270 5,381 5,457 6,000 - 4,520
Sep 5,497 - 4,725 4,725 - 4,309 5,466 5,522 6,000 4,500 4,520
Oct 5,551 - 4,647 4,639 - 4,309 5,534 5,566 6,125 - 4,520
Nov 5,585 - 4,607 4,596 - 4,254 5,539 5,624 6,125 - 4,855
Dic 5,562 - 4,793 4,779 - 4,181 5,515 5,603 6,125 4,500 4,867
2008 Ene 5,611 - 4,498 4,504 - 4,058 5,596 5,625 6,250 - 4,901
  Feb 5,582 - 4,349 4,342 - 3,943 5,518 5,639 6,250 - 4,674
Mar 5,404 - 4,590 4,581 - 3,860 5,313 5,487 6,125 4,500 4,625
Abr 5,418 - 4,820 4,805 - 3,823 5,380 5,451 6,125 - 4,724
May 5,587 - 4,994 4,976 - 3,859 5,533 5,634 6,250 - 4,733
Jun 5,794 - 5,361 5,338 - 3,975 5,777 5,808 6,375 4,750 4,725
Jul 6,006 - 5,393 5,361 - 4,130 5,960 6,044 6,500 - 4,745
Ago 6,218 - 5,323 5,292 - 4,249 6,150 6,275 6,875 - 4,793
Sep 6,265 - 5,384 5,334 - 4,341 6,176 6,338 6,875 5,250 4,847
Oct 6,253 - 5,248 5,277 - 4,315 6,159 6,331 7,000 - 5,405
Nov 6,258 - 4,350 4,424 - 4,190 6,166 6,341 7,000 - 5,392
Dic 5,891 - 3,452 3,455 - 3,960 5,635 6,084 6,625 5,000 5,983
2009 Ene 4,983 - 2,622 2,625 - 3,682 4,684 5,203 6,125 - 6,284
  Feb 4,324 - 2,135 2,134 - 3,464 4,120 4,492 5,625 - 3,841
Mar 3,821 - 1,909 1,908 - 3,202 3,581 3,997 5,125 2,500 3,818
Abr 3,573 - 1,771 1,771 - 2,980 3,355 3,743 5,000 - 3,816
May 3,411 - 1,644 1,644 - 2,832 3,154 3,616 4,875 - 3,816
Jun 3,294 - 1,610 1,610 - 2,748 3,010 3,496 4,750 2,250 3,775
Jul 3,187 - 1,412 1,412 - 2,663 2,945 3,375 4,875 - 3,500
Ago 3,084 - 1,334 1,334 - 2,572 2,811 3,290 4,875 - 3,500
Sep 2,990 - 1,261 1,261 - 2,496 2,632 3,260 4,875 1,750 2,349
Oct 2,921 - 1,243 1,243 - 2,470 2,554 3,182 5,000 - 3,044
Nov 2,859 - 1,231 1,231 - 2,437 2,487 3,123 4,875 - 3,139
Dic 2,819 - 1,242 1,241 - 2,372 2,484 3,058 4,625 1,750 3,093
2010 Ene 2,810 - 1,232 1,232 - 2,351 2,487 3,025 5,125 - 3,197
  Feb 2,813 - 1,225 1,253 - 2,371 2,425 3,089 4,875 - 3,142
Mar 2,780 - 1,215 1,199 - 2,366 2,476 3,009 4,375 1,500 3,231
Abr 2,786 - 1,225 1,222 - 2,368 2,499 2,996 4,750 - 3,308
May 2,674 - 1,249 1,249 - 2,457 2,324 2,920 4,750 - 3,239
Jun 2,709 - 1,281 1,281 - 2,650 2,443 2,921 4,500 1,500 3,198
Jul 2,705 - 1,373 1,373 - 2,739 2,432 2,924 4,125 - 3,113
Ago 2,766 - 1,421 1,421 - 2,758 2,543 2,938 5,000 - 3,107
Sep 2,799 - 1,420 1,418 - 2,850 2,652 2,927 5,125 1,750 3,160
Oct 2,795 - 1,495 1,491 - 2,885 2,600 2,963 4,875 - 3,186
Nov 2,825 - 1,541 1,541 - 3,005 2,627 3,002 4,750 - 3,276
Dic 2,774 - 1,526 1,525 - 3,122 2,593 2,945 4,750 1,750 3,473
2011 Ene 2,918 - 1,550 1,550 - 3,304 2,679 3,144 5,000 - 3,690
  Feb 2,962 - 1,714 1,714 - 3,510 2,786 3,132 4,875 - 3,953
Mar 3,120 - 1,924 1,924 - 3,676 2,935 3,294 5,000 2,000 4,251
Abr 3,226 - 2,086 2,085 - 3,896 3,115 3,327 4,875 - 4,403
May 3,355 - 2,147 2,154 - 4,020 3,238 3,471 5,250 - 4,356
Jun 3,458 - 2,144 2,144 - 4,055 3,355 3,559 5,375 2,500 4,366
Jul 3,540 - 2,183 2,226 - 4,161 3,446 3,624 5,250 - 4,418
Ago 3,533 - 2,097 2,137 - 4,212 3,467 3,590 5,750 - 4,434
Sep 3,570 - 2,067 2,208 - 4,272 3,428 3,694 5,500 2,500 4,420
Oct 3,586 - 2,110 2,110 - 4,286 3,504 3,659 5,875 - 4,164
Nov 3,696 - 2,044 2,092 - 4,459 3,641 3,747 5,625 - 4,205
Dic 3,626 - 2,004 2,004 - 4,445 3,509 3,739 5,125 2,750 4,187
2012 Ene 3,716 - 1,837 1,837 - 4,267 3,629 3,793 5,375 - 4,436
  Feb 3,737 - 1,678 1,679 - 4,109 3,508 3,946 5,500 - 4,372
Mar 3,624 - 1,499 1,499 - 3,935 3,475 3,777 5,375 2,750 4,271
Abr 3,617 - 1,368 1,368 - 3,905 3,540 3,691 5,625 - 4,419
May 3,453 - 1,266 1,266 - 3,802 3,294 3,607 5,625 - 4,507
Jun 3,481 - 1,219 1,219 - 4,021 3,350 3,605 5,750 2,250 4,623
Jul 3,488 - 1,061 1,061 - 4,389 3,472 3,504 5,750 - 4,482
Ago 3,430 - 0,877 0,877 - 4,705 3,236 3,724 5,625 - 4,529
Sep 3,347 - 0,740 0,740 - 4,896 3,199 3,573 5,250 2,250 4,606
Oct 3,078 3,270 0,650 0,650 0,971 4,849 2,888 3,498 5,375 - 4,586
Nov 2,992 3,240 0,588 0,588 0,887 4,725 2,861 3,336 4,875 - 4,513
Dic 3,023 3,180 0,549 0,549 0,806 4,450 2,927 3,304 4,500 2,250 4,423
2013 Ene 3,216 3,240 0,575 0,575 0,992 3,992 3,094 3,572 5,750 - 3,988
  Feb 3,219 3,170 0,594 0,594 1,083 3,667 3,079 3,595 4,500 - 3,763
Mar 3,415 3,180 0,545 0,545 0,915 3,510 3,219 3,796 5,750 2,250 3,678
Abr 3,378 3,190 0,528 0,528 0,822 3,338 3,104 3,900 5,375 - 3,566
May 3,331 3,130 0,484 0,484 0,827 3,087 3,149 3,862 5,375 - 3,322
Jun 3,363 3,090 0,507 0,507 1,122 2,974 3,238 3,851 5,000 2,500 3,021
Jul 3,438 2,990 0,525 0,526 1,139 2,943 3,221 3,932 5,500 - 2,889
Ago 3,474 2,970 0,542 0,542 1,291 2,910 3,298 3,911 5,875 - 2,582
Sep 3,467 3,000 0,543 0,543 1,375 2,816 3,267 3,940 6,250 2,500 2,593
Oct 3,252 3,050 0,541 0,541 1,251 2,741 - - - - 2,578
Nov 3,393 3,040 0,506 0,506 1,087 2,711 - - - - 2,492
Dic 3,287 3,060 0,543 0,543 1,156 2,603 - - - 2,250 2,542
2014 Ene 3,274 3,010 0,562 0,562 1,172 2,427 - - - - 3,124
  Feb 3,199 3,010 0,549 0,549 1,013 2,222 - - - - 3,033
Mar 3,177 2,950 0,577 0,577 0,998 2,067 - - - 2,500 2,870
Abr 3,181 2,900 0,604 0,604 0,957 1,888 - - - - 2,764
May 3,164 2,910 0,592 0,592 0,831 1,720 - - - - 2,034
Jun 3,064 2,860 0,513 0,513 0,707 1,523 - - - 2,250 2,055
Jul 3,033 2,830 0,488 0,488 0,643 1,359 - - - - 2,046
Ago 3,021 2,750 0,469 0,469 0,580 1,213 - - - - 1,970
Sep 2,949 2,740 0,362 0,361 0,488 1,064 - - - 2,000 1,867
Oct 2,819 2,690 0,338 0,338 0,459 0,968 - - - - 1,845
Nov 2,606 2,630 0,335 0,335 0,420 0,883 - - - - 1,637
Dec 2,557 2,530 0,329 0,329 0,401 0,828 - - - 1,500 1,400
2015 Ene 2,436 2,520 0,298 0,298 0,318 0,758 - - - - 0,979
  Feb 2,457 2,53 0,255 0,255 0,302 0,712 - - - - 0,981
Mar 2,324 2,470 0,212 0,212 0,275 0,655 - - - 1,25 0,927

(1) Este tipo ha dejado de tener la consideración de tipo de referencia oficial del mercado hipotecario para las operaciones formalizadas después de la entrada en vigor de la O.M. De 1 de Diciembre de 1999 (B.O.E. de 4 de diciembre).


(2) Permuta de intereses/ Interest Rate Swap (IRS) a cinco años y Tipo medio de los préstamos hipotecarios entre 1 y 5 años, para aqusisicón de vivienda libre, concedidos por las entidades de crédito de la zona euro (referido al mes anterior): calculados según la definición de la Circular 5/2012, de 27 de junio, del Banco de España en desarrollo de lo dispuesto en la Orden EHA/2899/2011, de 28 de octubre, de transparencia y protección del cliente de servicios bancarios.


(3) Los IRPH de bancos y cajas así como el Tipo activo de referencia de cajas de ahorros (indicador CECA) se mantienen como referencia oficial para los préstamos contratados antes de la entrada en vigor de la Orden EHA 2899/2011, de 28 de octubre.


Fuente: Banco de España y Asociación Hipotecaria Española