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Mortgage guide

Basic concepts
  •  - What is a mortgage?
  •  - How much can you afford?
  •  - Repayment
  •  - The loan term
Interest rates and risks
  •  - The interest rate. Different types.
  •  - Benchmarks
  •  - Interest rate risks. Interest rate hedging products. Collars and caps. Transparency and protection.
  •  - Default interests
Loan origination
  •  - Before applying for a mortgage
  •  - Suitability assess and responsible borrowing
  •  - Information and binding offer
  •  - Formalization process
  •  - Costs and APR
And after
  •  - Changes in the terms of the loan
  •  - Subrogation
  •  - Cancellation of the Mortgage (both of the debt and in the Registry)
  •  - In the event of default…
  •  - Enquiries and complaints
Access here the complete Mortgage Guide of the AHE

AHE

  • About us
  • Our members

Statistics

  • Mortgage credit activity
  • Interest rates
  • Non-performing loans
  • The housing market
  • Mortgage securities
  • Statistical bulletin
  • European data

Reports

  • Published by AHE

Legislation

  • Mortgage
  • Valuation
  • Housing
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